To start your personal finance journey, you need a plan. You must know where your money is going and have a blueprint on how to get there.
These personal budget ideas and savings tips will help you with your financial plan and your future.
It is important to educate yourself on finances and make sure your spouse is on board with you. If you are single, get an accountability partner.
You can take courses, take a financial class and read personal finance books to help with budgeting, investing and retirement.
Here are some of our most popular articles on budget ideas.
These Money Savings Ideas can help when you need a plan B if life throws you a curveball.
Being financially literate can make the difference from living paycheck to paycheck to having a 6 months emergency fund, Sinking fund, Holiday Fund and being able to generously give.
Here are some of our most popular Money Savings Ideas articles.
How to Create a Monthly Budget
Using Cash Envelopes helps you to be accountable and stay on budget. Keeping track of your expenses in each category lets you know where your money is going. Today we are going to show you how to use the cash envelope system. How to Start the Cash Envelopes Once you have created a budget using…
Use this monthly budget worksheet with free printable to help save you time and money as you plan your month in advance and take control of your money. Get all our Best Personal Finance Tips Here. Budgeting can seem like tedious work and maybe one of those 4 letter words. But I am here to…
When it comes to buying, you will save the most money by planning ahead and strategizing. This is true in most areas of your spending. Here are a few tips on using the time to your advantage when it comes to looking for a great deal. Do You Struggle with your budget and finances…
Personal Finance Articles and Budgeting Tips that include Money Saving articles, Budgeting Tips, goal setting, and building a healthy money mindset. Now you don’t have to search all over the site to find the best Personal Finance and Budgeting Tips and articles. With over 20 articles on money-saving and budgeting-101 tips below you will find…
You might be asking what are sinking funds and why do I need one in my budget? The reason is, if you don’t have an accurate budget set in place, those yearly expenses will throw you into a tailspin. The more you are in control of your money, the less your money controls you. By…
Do you plan for unexpected expenses? Don’t get caught unprepared when budgeting with expenses you may forget about. This free printable will help you remember to add to your monthly budget if needed. Once you have your Monthly Budget completed you will need to recreate it each month. Sometimes there may be additional budget items…