To start your personal finance journey, you need a plan. You must know where your money is going and have a blueprint on how to get there.
These personal budget ideas and savings tips will help you with your financial plan and your future.
It is important to educate yourself on finances and make sure your spouse is on board with you. If you are single, get an accountability partner.
You can take courses, take a financial class and read personal finance books to help with budgeting, investing and retirement.
Here are some of our most popular articles on budget ideas.
These Money Savings Ideas can help when you need a plan B if life throws you a curveball.
Being financially literate can make the difference from living paycheck to paycheck to having a 6 months emergency fund, Sinking fund, Holiday Fund and being able to generously give.
Here are some of our most popular Money Savings Ideas articles.
How to Create a Monthly Budget
Create a Habit to Listen to these Financial independence Podcasts and that Make you Smarter with Your Money. Education is the best way to improve your knowledge. It can be expensive, but now there are so many ways to get educated without paying a high cost to do it. I am saying this with caution…
Building credit can be a slow process. When you are faced with the task of building credit from scratch, it can seem to take a long time. Have patience, and use these tips to help you get a good start. Using these tips will show you how to build your credit from scratch. In no…
The best way to create a money-saving plan in 2019 is to start today with a budget and savings goal. Start with a monthly goal, a yearly goal, and a 5-year goal. How to Create a Money Saving Plan It’s never too late to start saving money. All you need is a good plan that…
Are you eating your way into debt? Figuratively speaking, one of the biggest categories of debt in your budget is food. How much are you really spending? Depending on your lifestyle or how you were raised could play a big part in what you spend on food. An article from USAToday on the cost of…
There is no better time than today to start a 52 Week Saving Challenge. Use this FREE printable to be successful during the Year and watch your savings grow. How Does the 52 Week Saving Challenge Work? The New Year is a time to embrace change and try new things like one of the New…
Most of us at one time or another have been in debt. Either with credit cards, hospital bills, your mortgage, even an addiction of some type can temporarily create debt. If you feel like you are financially drowning than keep reading. It doesn’t matter if you have a successful job, if you make 6 figures,…